Top Choice Medical Aid for 2017? The beginning of a new year is a time when most is take a step back and evaluate all kinds of things. Maybe this is a good time to switch gyms. Or a good time to start thinking about upgrading your wardrobe. Or even some of your basic financial coverages, coverages like your medical aid plan. For excellent advice tailored for you and the needs of your family speak to one of our Independent Medical Aid Consultants.
Most people are more than aware of the fact that there are a lot of different medical aids out there to choose from and it’s natural perhaps to wonder sometimes if you actually made the best choice when you were choosing yours. Is there perhaps something better out there now? Has a new product appeared on the market in the last year that offers better value for money and/or better benefits than your current plan?
Top Choice Medical Aid for 2017?
But just how do you really know that yours is the best medical aid plan? Well, as no two individuals – and their needs – are alike, the only real way to do so is to sit down and do a little basic homework. Boring sounding we know, but it may be worth it in the long run. To help you out with your ‘assignment’ here are some basics to keep in mind as you review your current coverage and then compare it with others:
Pricing – Often, when you are comparing medical aid plans it’s easy to get stuck on finding the best price in terms of monthly policy premium, as in, of course, the lowest. Doing so however can leave you without crucial coverages that you were previously used to having. This is why you really do have to read the fine print, as saving a little bit of money a month may come at a higher cost in terms of lost coverage that you actually really needed.
Coverage Levels – If you have the same medical aid coverage in place for years, it’s easy to even stop thinking about the actual coverages you have in place and whether they still meet your needs or not..
Here’s an example. Let’s say that you purchased your current medical aid coverage when you were 29. Back then you were really young and healthy and never really ever needed to go to the GP at all. Now however you are 45 and there are certain medical checkups that are advised for people in your age group that were not a decade ago and so it’s possible that your medical aid plan won’t cover them. In this case it really is time to look for a new plan, if not a new medical aid company, as these tests can be rather expensive if paid out of pocket but really can be crucial to your overall continued good health.
Top Choice Medical Aid for 2017?
Plan Ratings – Sometimes the company that offers the medical aid plan is as important as the coverage they offer. As medical aid has expanded, any number of new companies began entering the market and not all of them have survived. Some lasted for less than a year, leaving their members out of pocket and without medical coverage. This is why working with a company that has a proven track record and a good history is so important.
Top Choice Medical Aid for 2017? is a difficult question and can really only be answered by a professional, these services are free. These Medical Aid Consultants know all of the existing Medical Aids on the market and know the Pros and Cons of each one. They will choose a Medical Aid that suits both you and your family’s’ circumstances and your budget. Simply fill in the form and a Consultant will call you back