Medshield is a company that has been operating in South Africa since 1968, which, believe it or not is for nearly fifty years now. For the last 15 years they have offered open access to medical aid scheme plans that were once private to certain industries only and since then more than 191, 000 people have signed up. But what do Medshield's current plans have to offer and how do they stack up against the rest of the industry?
Medshield Plan Basics
Medisheld currently offer seven different medical aid plans, ranging from the just the basics hospital coverage offered by the Mediphila plan that is specifically designed to cover unexpected hospital costs for the usually healthy person to the Mediplus which offers very comprehensive coverage for individuals with additional medical needs to the Premium Plus plan which is especially geared towards families. There is even a special plan designed for the 18-24 year old subscriber known as the Medivalue plan.
When choosing between the plans an onsite comparison tool can prove very helpful and 'personal coverage picker' can help you tweak each plan a little to help ensure it covers as much as you want it to as possible at the lowest possible premium rates.
Medshield are one of the growing number of medical aids providers who are focusing on preventive health programs, bonuses and 'perks' in order to help their members stay healthier and therefore keep medical costs down.
All plan subscribers are offered the chance to participate in what the company terms as Medshield Wellness Days. These are not formal events, as the name almost suggests, but instead annual opportunities to receive basic medical preventive tests, immunizations and health and nutritional counseling from the Medshield approved provider of their choice at no additional cost.
Medshield More is a newer initiative offered to all plan subscribers for a small additional fee. This additional plan adds Accidental Death Cover, Funeral Cover, Home Assistance, Roadside Assistance, Legal Assistance and Teacher Assistance to a member's current plan, offers discounts on many health related services including gym memberships, gym equipment and home health care supplies. There are even discounted accommodation options worldwide for those who like to travel.
Medshield has won a number of consumer awards and accolades over the last several years in regards to the speed and accuracy of their claims process. Claims can be faxed, mailed via traditional postal mail, scanned in and submitted via email or some can even be submitted via a dedicated smartphone app. Many aspects of a subscribers account and policy in general can also be managed in this way, which many will find very convenient.