FedHealth Medical Aid have been providing medical coverage options to South Africans for over 75 years so they definitely have a proven track record for longevity and with a large number of long subscribers for excellent customer satisfaction rates as well. As a member owned company each FedHealth subscriber gets their small say in how the business is run, in fact they are even invited to attend the Annual General Meeting. But while well-established is always a good sign has the company kept up with the times and the changing face of healthcare in the 21st century as well as some of the 'younger' medical aid schemes have?
FedHealth Basic Medical Aid Plan Options
One of the things most people are looking for most in a medical aid scheme, aside from the extremely important rate factor, is the ability to choose from a wide range of options to find a plan that suits their needs as closely as possible.
To that end FedHealth currently offer nine different plan levels that run the gamut from basic and extremely inexpensive to the Maxima Plus that practically offers full coverage for almost any medical situation (at a considerably higher premium of course) the remaining plans fall somewhere between these two extremes and it is reasonable to say that most individuals should be able to find something that suits their needs fairly well.
One specialist plan not offered by many medical aid schemes is the Maxima Entrysaver plan which is especially designed for those young people who are purchasing their own health coverage for the first time. These members are often used to having their parents deal with not only medical expenses but also the day to day stuff like booking appointments and filling prescriptions so while providing the fairly basic coverage suitable for a young, healthy person this plan also offers special guides and even a 'concierge' to help 'new' users navigate what can be a complicated medical maze. Best of all until they are 27, as long as they are unmarried, these young adults are still charged at child rates.
FedHealth Special Programmes
FedHealth do not offer the gym discounts or prescription discounts that some other medical schemes do but they are more flexible in some forms of coverage. For example their maternity benefits are particularly generous and when it comes to coverage of female contraception a member can chose the method of her choice rather than being limited to the Pill or IUD which are not suitable for all.
FedHealth Claims Process and Extras
Claims made on any FedHealth plan can be quickly submitted via their online form and you can also request pre-authorizations via the same portal, a convenience offered by few other medical aid schemes. Should you prefer claims can be submitted via snail mail but by far the faster processing applies to electronic claims.
FedHealth also offer what they describe as a 'flagship app' in the form of their Wellculator app. It is a fitness and health tracking tool primarily. Input various pieces of data - what you ate in the day, how much you exercised, what other activities you performed (ironing, walking to the shops and even playing with the kids all burn calories don't forget) and the app will create a wellness snapshot to help you keep track of health and fitness goals and even offer suggestions for improvement. FedHealth Medical Aid might be the exactly right Medical Aid for you, still unsure ask for a free consultation from one of our friendly consultants to find out if this is the right fit for you.